Digital River Alternatives for 2024 --

Sep 26, 2024

There's a wide array of Digital River alternatives on the market, and it's hard to figure out the difference between them and others.

This is due to the fact that Digital River is a merchant of record (MoR) that means that some processors for payment do not offer those features users are used to using an MoR.

In this piece we'll discuss:

The reason to choose HTML0 to be the most efficient Digital River Alternative is a Merchant of Record

If you're acquainted to Digital River but aren't familiar with the phrase "merchant of record" it's possible that you're unaware of its many benefits using it.

This post will help you get the fundamentals of the concept of MoR is and the reasons it's essential to the company which uses it to make profit for SaaS, software or another digital goods. It's crucial to be sure that you are able to continue making use of one.

What is an Merchant of Record?

Merchant of Record (MoR) is the business that provides the services and products that clients purchase. Businesses may act as MoR, however many opt to outsourcing the job to a firm like Digital River or to sell products or services in your own company.

The MoR takes on the liability of SaaS transactions on behalf of you and takes care of everything from the management of costs to managing the payment process, including the collection and payment of taxes, and also the enforcement with local laws and regulations. Additionally, the MoR is responsible for any issues with these aspects, they solve the problems for you, so it is not necessary for you to.

Digital-commerce-reliant businesses that utilize an MoR can focus less on ecommerce and more on making great software, SaaS, video games, mobile games, or other digital goods.

What makes an Merchant of Record Different From Payment Service Providers ?

Pay service providers (PSPs) along with MoRs provide the bridge between the business owner who wants to sell their services as well as the technology that is required and services on the backend to make these transactions easier. The specialized products and networks might include payment gateways payment processing accounts for merchants to accept credit and debit cards as well as different options.

PSPs generally also include the ability to integrate with an online store or integration capabilities (such such as API plug-ins, particular integrations.) The PSP is able to connect their payment processor or payment gateway with your online shop However, a variety of choices are offered.

But, payment service businesses generally have a middle ground with regards to managing the risk of tax-related issues as well as assisting in charges backs. If regulations or rules change in the region or countries where the products you sell are required to keep up with the most recent changes as well as changing your PSP procedures, as well as ensuring that you check out in line to the most recent.

Certain PSPs may offer payment alternatives which can be upgraded to improve their services to the functions that MoR provides automatically. However, they are usually bolt-on options which come with an upgrade cost. In this instance, Stripe offers a fraud-prevention upgrade known as Radar however, it's bundled with a fee for transactions that are more expensive.

Get to know an expert merchant of Record

is the biggest seller that records the names of firms that create software across the globe With more than one billion dollars of global transactions each year.

Here are some of the reasons this is an issue.

HTML1 We Have Years of Experience

We were founded in 2005, with having more than a decade of expertise in international payments. Additionally, we've been in the SaaS market since it began to develop.

We are able to comprehend the complexity of selling digital products and tools like subscription management, as well as every nuanced aspect that go with the process.

 We're supported by Great Investors

You don't have to worry about your financial or reliability secure. In addition to our experience and knowledge, we offer the security of being supported by an extremely efficient, top-performing, and well-known investment firm.

Through Accel-KKR, we've the funds and resources for expanding your business by using online payment methods and offer you with superior protection, security and corporate security.

We change when we Expand

The years that we've been in the business of payment has allowed us to expand throughout the years. This growth, however, is only possible because of our loyal clients.

The reasons for this are two factors: we work with a revenue sharing system in addition to the fact that we're an Business Partner who wants to assist your company grow.

     1. This is a technique to earn money when you are earning income.

With our Revenue Sharing program, we get paid whenever you purchase. In the event that clients purchase from us, we will charge a small fee on every transaction.

So, when you're not conducting any kind of transaction or transfer and you don't pay us this fee.

Our expert team works with you in order to design affordable, flat-rate rates which are based on volume of transactions you make, and also your timeline and include each feature of our platform and instruments.

2. Are you looking to be your partner, not only Your Solutions for Payments Management

Stardock is able to successfully switch to SaaS subscriptions because of the existing subscription service that can be accessed by customers. They also acknowledged our mutual commitments we've established in our platform, which lets us continue to develop new products and features.

This led to Brad Sams of Stardock feel confident in his partnership with Stardock since it was clear the partnership was in the right place to endure. "Because the more effective we become, then the better it is going to be in the coming years. It is imperative to ensure that all of us are at the same place, and that all the parts are aligned."

" I was taking the route of a constant investing, instead of collecting a salary every month but doing nothing."

--- Brad Sams, Stardock

TestDome is also pleased by their customer service. They say that they offer customer support along with chargebacks throughout through to the most high possible levels of the company and its CEO.

Highly-Commercialized Customer Support and Customer Retention

The high-end support we provide along with our support for customers has been acknowledged by our clients. This is also acknowledged by our own business.

We don't just say we're looking to work with you. We've set out on a mission to demonstrate that it.

Our team of experts in Migration is determined to aid in your success.

Our support to those who have signed up on our platform. We'd love to help you begin using our platform so that you can complete transactions as quick and as easily as is possible.

Our team of hands-on, highly efficient sales engineers is expert in the built-in storefront online, as well as the flexible and comprehensive API Webhook features and functions like webhooks. We're available to customers to make seamless changes through the integration and transfer of.

Other Amazing Features

There are a myriad of additional reasons that you can benefit from using

  • It automatically includes taxes on sales and VAT and privacy regulations around the world.
  • accepts the top most popular methods of payment that are accepted by more than the more than 185 countries around the globe and more than 21 different languages.
  • It is possible to build seamless pop-ups that are embedded in or modal checkout pages on your site.
  • It is simpler for you to distribute discounts coupons, sales and current pricing points for promotions.
  • You can complete your payment in just one mouse click using 1ClickPay.
  • There's more!

3. Digital River Solutions

They're among the most popular options to consider when considering Digital River competitors. Note that none of these choices below are registered. Therefore, they are able to expand the offerings they provide by extending them within the company or with other service providers or companies.

Stripe

Screenshot of Digital River alternative Stripe's homepage, with a colorful red, purple, and yellow background, large black text on the left, and photos of a smartphone screen and an analytics dashboard on the right.

Stripe is a well-known and reputable payment processor that allows companies to accept credit and debit cards and mobile payments. It also offers different features like:

  • Payment processing.
  • An UI that is personalized and can be built into checkout flows.
  • Easy to manage your subscription.
  • Online invoices.

It's possible that you're wondering if it's a feasible alternative for your company since it's widely used and may appear at first to suggest that it has less expensive prices than the one with which you're currently. It's because Stripe isn't an actual retailer of record.

If you're trying to cut down on the expenses of transactions you carry out and you have the expertise as well as the experience to manage the various services that you'll lose in the transition from MoR's system to Stripe It might be a good choice for your company. However, you'll have to pay for the services you'll lose, like taxes compliance, fraud prevention and other. Stripe has products to aid in these endeavors. However, they are added-on options that can raise the cost overall which means any savings in cost may quickly disappear.

However, if you're looking to move to Digital River to a business that's in the same category that MoR is, all the advantages and security MoR offers, Stripe probably isn't the ideal Digital River competitor for you.

Adyen

Screenshot of Digital River alternative Adyen's homepage, white background with black or green text and a close-up image of a small digital device and stylus.

Adyen describes itself as "end-to-end transactions as well as financial and data management in one bundle." The financial solutions and solutions are backed up by various services and options, like:

  • Online and in-person payments are all the same system.
  • Optimization of revenue through intelligent payment routing that improves the effectiveness of conversion.
  • Subscription management features like dunning automation.
  • Risk management through the identification of fraudulent activities and the identification of frauds and.

Although Adyen provides certain benefits which merchants who are registered with it can offer however, you'll be required to control your own company account as well as the Merchant accounts.

PayPal to be used for businesses

Screenshot of Digital River alternative PayPal for Business' homepage, white background with black and blue text and photos of people and digital devices.

PayPal is a famous online payment system that lets the use of online payment for personal transactions. Additionally, they offer a method for accepting payments from small-sized businesses. for Business: PayPal for business is a payment option that can be used in person as well for e-commerce.

(SaaS companies that utilize this type of service may also accept payment through PayPal.)

Other benefits of PayPal for Business include but do not limit them to:

  • Integrations integrated into the most popular web-based shopping carts (such such as Shopify).
  • A POS device with QR codes and QR codes.
  • Invoicing.
  • Secure against chargeback (only available to companies that are using Advanced Credit and Debit Card payments).

Alongside PayPal for Business, PayPal provides an additional payment processor, which is accessible to SaaS that is referred to as Braintree.

HTML1 How Do I Help?

Are you in search of a reliable merchant that can assist you with the growth of your exports internationally? It is an all-inclusive and integrated solution for payment that is suitable for SaaS software, games video gaming and other companies that offer digital goods.

Our services include estimation of sales tax and also as VAT. Additionally, we handle payment localization and ensure compliance with regulation and collection. We also provide award-winning consumer assistance; plus many other services!

Katie Stephan

Katie Stephan Katie Stephan is the chief content strategist for . Alongside her years of expertise and experience in the field of marketing, she also holds earned an MFA in creative non-fiction writing in addition to being participant in the local community as a teacher of writing at a local university.

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